Unexpected things happen in life, you cant plan those, all of a sudden you lose your job, your car breaks down, you have some personal struggles. Then all of a sudden you cant repay and have insane interest rates for that TV that you bought and then your in debt and it spirals down from there.
If you cant affford it now just buy it later. Hold back. .
And thats the trap they want you to be in.
Unexpected things happen in life, you cant plan those, all of a sudden you lose your job, your car breaks down, you have some personal struggles. Then all of a sudden you cant repay and have insane interest rates for that TV that you bought and then your in debt and it spirals down from there.
If you cant affford it now just buy it later. Hold back. .