• vaccinationviablowdart@lemmy.ca
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    4 days ago

    I can’t believe I am not covered for this because of the half assed benefits provided by my employer! There is no option to first use up the private benefits. Even if you have $500 annually with a 50% co pay and hardly anything covered, you can NOT access this. How is this not yet resolved??

    I would be better off without benefits. I am going to ask my employer if they can modify their group coverage.

    • cheese_greater@lemmy.world
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      4 days ago

      Its not gonna be perfect or even sufficient right away, it will need to be expanded and elaborated on to make sure those with some coverage are not left between the cracks. I wonder what model in the world this could head towards and how successfull they’ve been.

      • vaccinationviablowdart@lemmy.ca
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        4 days ago

        It is very typical to have layers of benefits where they are applied in a certain order. One is exhausted then the next one kicks in. Everything else works this way including other public benefits.

        Do you see any indication that there is a planned fix for this? I do not. But please show me because if it was planned I would at least have hope.

        And my idea of opting out (if that is even permitted by my employer’s plan) would not work because if it was available but you declined, you’re also not qualified. So my employer would have to stop dental benefits for everyone. Which would of course negatively impact the high-earners who don’t qualify. So it’ll never happen. The poorest people in my company will have to suffer.

        Maybe I can get them to lay me off without pay for a month so I can get all my outstanding dental work done.

    • wise_pancake@lemmy.ca
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      3 days ago

      I’ve always found the qualification and roll out of this program incredibly frustrating.

      I’m for folding dental care into healthcare

      But why is this federal and not provincial, that feels wrong. The income and insurance cutoffs suck. The she cutoffs also suck, seniors should qualify based on income.

      The provinces should be doing their jobs on this too.

      • moonbunny@sh.itjust.works
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        3 days ago

        The premiers didn’t want to take on Dental Care, and threw hissy fits when the federal funding was conditional on the provinces to follow through on covering dental care instead of just sitting on the funding allocation to claim a “surplus” .

        Also, healthcare really should be more of a federal responsibility imo. There’s no reason why we can’t have a more central structure that the provinces could benefit from, especially when it comes to purchasing and negotiating power under 1 country vs all provinces and territories having to go alone currently.

        • enkers@sh.itjust.works
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          3 days ago

          I don’t mind if the minutiae are handled provincially, but there at least needs to be more federal oversight, and real consequences if services are not being adequately provided. Tying up funds designated for health care so you can insist the system is broken and then spout privatisation as the cure should be tried as the corruption it is and land you in jail.