I’ve found LibreOffice has better compatibility with desktop Office app formats than the office365 online bs. Especially LibreOffice Writer is so much better and accurate than the Office365 Word.

Yeah any household below 100k a year is still working poor. At least in Ontario 200k+ is about the lowest where you can feasible get a mortgage and eventually own your house. I don’t know how different it is elsewhere in Canada though, Ontario is definitely one of the more expensive provinces to live in.