ObjectivityIncarnate

  • 0 Posts
  • 9 Comments
Joined 1 year ago
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Cake day: March 22nd, 2024

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  • You said something stupid, and it was identified as such. That’s not being offended.

    Though the fact that you had to assume several things about me personally to rationalize the way you behave, as your ego is apparently just too fragile to conceive of the possibility that YTA, says a lot, and makes me wonder if you’re available in IMAX.


  • What’s your source on that? Your arse?

    Good luck finding a single source in any country that has females being on the receiving end of violence more often than males per capita, overall.

    I think you’re an incel who hates women and doesn’t care about violence against them.

    That’s because you’re enough of a fool to think caring about male suffering is misogynistic. All I did was point out your deliberate blindness to the suffering of half of humanity, by describing the half that is assaulted and killed less, as the half with the ‘epidemic’ of violence against them.

    It’s like when the reaction to 11% of journalists killed the year before being women is to say “stop targeting female journalists”. You’re so deeply sexist that the 89% who are male don’t even land on your radar.







  • imposing a higher interest rate on them on top of that is just the final nail in the coffin.

    That’s the only way to justify loaning to people like that at all, given how much more often they default (and the lender never gets repaid at all). If lenders were forced to give the same interest rate to everyone, that would cause them not to lend to “A person with a low income with a precarious job” at all.


  • Only people who are bad credit risks ever come up with this take, lmao.

    The sole function of credit scores is to benefit people who are reliably ‘good for it’ when they borrow money. Without them, everyone is treated as just as high a risk as the worst borrowers who are least likely to pay back their debts, and you gain no benefit from reliably paying back your debts. But with them, your good borrowing is kept track of, and good reputation means lenders trust you more to pay your debts back, so they’re willing to lend more, and they are willing to charge less interest.

    Removing credit scores changes nothing for bad borrowers, and hurts good borrowers.