• gwl@lemmy.blahaj.zone
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    5 天前

    That’s literally impossible, it’s not how it works

    At the very least it’s literally impossible in UK and EU.

    The system isn’t actually taking any money from you at all, it’s merely sending requests to the bank to ask for the money.

    Some banks automatically will go “okay!”, some need human confirmation for every transaction, ALL need human confirmation for any transactions over £200 (by law)

    • NotMyOldRedditName@lemmy.world
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      5 天前

      That’s definitely a UK/EU thing then. If you get a $5000 cellphone bill in NA because someone did long distance fraud and you have pre authorized debits set up, $5000 is coming out of your account in Canada and USA.

      Edit: assuming you have 5k and or have overdraft on the account. Not sure what happens if you have less than 5k and no overdraft. Like I don’t know if it’d take you to $0, or fail and charge you a insufficient fund fee.